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Last Updated: January 2026

1. Acceptance of Terms

By accessing and using Karna's website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Description of Services

Karna provides online education services including:

  • Online courses and learning materials
  • Live and recorded video lectures
  • Assessments and certifications
  • Student support and mentorship
  • Career guidance and placement assistance

3. User Registration

To access certain features, you must register for an account. You agree to:

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized use
  • Accept responsibility for all activities under your account

4. Payment Terms

For paid courses and services:

  • All fees are quoted in Indian Rupees (INR)
  • Payment must be made in full before accessing paid content
  • We accept various payment methods including UPI, cards, and net banking
  • Prices are subject to change without prior notice
  • GST and applicable taxes will be added as per government regulations

5. Refund Policy

Our refund policy is as follows:

  • Refund requests must be made within 7 days of purchase
  • Courses accessed more than 20% are not eligible for refund
  • Refunds will be processed within 7-10 business days
  • Some courses may have specific refund terms mentioned separately

6. Intellectual Property

All content on our platform is protected by intellectual property laws:

  • Course materials are for personal use only
  • Copying, distributing, or sharing content is prohibited
  • Recording or screen capturing lectures is not allowed
  • Violation may result in account termination and legal action

7. User Conduct

Users agree not to:

  • Share account credentials with others
  • Post offensive or inappropriate content
  • Attempt to hack or disrupt our services
  • Use the platform for any illegal purposes
  • Harass other users or instructors

8. Limitation of Liability

Karna shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services. Our total liability shall not exceed the amount paid by you for the specific service.

9. Termination

We reserve the right to terminate or suspend your account at any time for violation of these terms or for any other reason at our discretion.

10. Modifications

We may modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

11. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Indore, Madhya Pradesh.

12. Contact Information

For questions about these terms, contact us at:

  • Email: whatsppapino1@gmail.com
  • Phone: +91 9057903030
  • Address: 304 Sanrachna Avenue, Satya Sai Square, Indore, MP 342010